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FAQ's

Frequently Asked Questions by Home Buyers

An inspection is a visual examination of the structure and systems of a building. If you are thinking of buying a home, condominium, mobile home, or commercial building, you should have it thoroughly inspected before the final purchase by an experienced and impartial professional inspector.

The purchase of a home is one of the single largest investments most people will ever make. You should be as informed and educated as you possibly can when considering a home purchase. A home inspection can provide that education. Many mortgage lenders do require or strongly recommend a home inspection be performed.

A home inspection lets you know the condition of the property as well as identifies the need for any repairs before you buy, so that you can make an informed purchasing decision. A home inspection also informs the buyer of the positive aspects of the home, as well as any maintenance that may be recommended to keep the house in good shape and to keep all major systems operating smoothly. After the inspection, you will have a much better understanding of the property you intend to purchase.

A home inspection is also valuable for homeowners for identifying any potential problems that may need tending to, as well as for learning preventive maintenance measures to help avoid any costly future repairs. If you intend to put your house on the market, a home inspection could identify items that would be called out on a buyer’s inspection, which allows you to be proactive in making repairs, thereby putting your house in a more sellable position.

No. A home inspection evaluates the condition of the structure and systems within that structure. An appraisal determines the fair market value of the structure based on size, location, and recent sales of like structures in a geographical area.

A typical buyer’s inspection is an introduction to the house and is focused on informing and educating the client about the property. A code inspector, on the other hand, works for the local municipality and enforces the local and state codes with little or no concern for the buyer’s understanding of these codes. A code inspection does not communicate whether or not the house was well constructed.

The general home inspector is usually aware of the local codes, and the inspection and report will consider these codes. However, the scope of a general home inspection is targeted more at providing an informative, detailed and objective evaluation of the house so that the buyer understands the bigger picture of the home that he/she is considering to purchase.

A complete inspection includes a visual examination of the building from top to bottom. The inspector evaluates and reports the condition of the structure, roof, foundation, drainage, plumbing, heating system, central air-conditioning system, visible insulation, walls, windows, and doors. Only those items that are visible and accessible by normal means are included in the report.

The best time to consult the inspector is right after you’ve made an offer on your new building. The real estate contract usually allows for a grace period to inspect the building. Ask your professional agent to include this inspection clause in the contract, making your purchase obligation contingent upon the findings of a professional inspection.

An average home inspection will take between 2 and 3+ hours, depending on the size of the house. Larger and more complex houses will take longer for the inspector to completely and accurately evaluate. Another factor that may affect the inspection time is the relative condition of the components at the property. If the house and appliances have not been properly maintained, the inspector may need additional time to explain to the buyer what options they have to either maintain or replace the items.

No. A professional inspection is simply an examination into the current condition of your prospective real estate purchase. It is not an appraisal or a Municipal Code inspection. An inspector, therefore, will not pass or fail a building, but will simply describe its condition and indicate which items will be in need of minor or major repairs or replacement.

If the inspector finds problems in a building, it does not necessarily mean you shouldn’t buy it, only that you will know in advance what type of repairs to anticipate. A seller may be willing to make repairs because of significant problems discovered by the inspector. If your budget is tight, or if you do not wish to become involved in future repair work, you may decide that this is not the property for you. The choice is yours.

Definitely! Now you can complete your purchase with peace of mind about the condition of the property and its equipment and systems. You may have learned a few things about your property from the inspection report, and will want to keep that information for your future reference. Above all, you can rest assured that you are making a well-informed purchase decision and that you will be able to enjoy or occupy your new home or building the way you want.

Our report will tell you the condition of the house, and point out any areas where repairs may be needed. As home ages, systems will have a tendency to perform at less than optimal levels. Always remember, no house is going to be perfect. It is up to you to decide how any problems the inspection uncovers might affect your decision to purchase. If major problems are discovered, you may want to try negotiating with the seller to have them repaired before closing the deal. Or perhaps the seller will lower the price, or offer more favorable contract terms. In the end, the decision rests with you, but knowing about potential problems, before you buy, gives you the power to negotiate and make the best decisions.

The purchase of a home or commercial building is one of the largest single investments you will ever make. You should know exactly what to expect — both indoors and out — in terms of needed and future repairs and maintenance. A fresh coat of paint could be hiding serious structural problems. Stains on the ceiling may indicate a chronic roof leakage problem or may be simply the result of a single incident. The inspector interprets these and other clues, then presents a professional opinion as to the condition of the property so you can avoid unpleasant surprises afterward. Of course, an inspection will also point out the positive aspects of a building, as well as the type of maintenance needed to keep it in good shape. After the inspection, you will have a much clearer understanding of the property you are about to purchase, and be able to make your decision confidently.

As a seller, if you have owned your building for a period of time, an inspection can identify potential problems in the sale of your building and can recommend preventive measures which might avoid future expensive repairs.

Even the most experienced building or home owner lacks the knowledge and expertise of a professional inspector who has inspected hundreds, and perhaps thousands of homes and buildings in their career. An inspector is equally familiar with the critical elements of construction and with the proper installation, maintenance and inter-relationships of these elements. Above all, most buyers find it difficult to remain completely objective and unemotional about the building they really want, and this may lead to a poor assessment.

The inspection fee for a typical single-family house or commercial building varies geographically, as does the cost of housing, similarly, within a geographic area the inspection fees charged by different inspection services may vary depending upon the size of the building, particular features of the building, age, type of structure, etc. However, the cost should not be a factor in the decision whether or not to have a physical inspection. You might save many times the cost of the inspection if you are able to have the seller perform repairs based on significant problems revealed by the inspector.

It is not necessary for you to be present for the inspection, but it is a good idea. By following the inspector through the inspection, observing and asking questions, you will learn about the new building and get some tips on general maintenance. Information that will be of great help to you after you’ve moved in.

Since 1976, American Society of Home Inspectors (ASHI) has worked to build consumer awareness of home inspection and to enhance the professionalism of its membership. The ASHI Standards of Practice and Code of Ethics serves as a performance guideline for home inspectors, and is universally recognized and accepted by many professional and governmental bodies.

ASHI is an organization of independent, professional home inspectors who are required to make a commitment, from the day they join as ASHI Associates, to conduct inspections in accordance with the ASHI Standards of Practice and Code of Ethics, which prohibits engaging in conflict-of-interest activities that might compromise their objectivity. ASHI Associates work their way to ASHI Certified Inspector status as they meet rigorous requirements, including passing a comprehensive, written technical exam and performing a minimum of 250 professional, fee-paid home inspections conducted in accordance with the ASHI Standards of Practice and Code of Ethics. Mandatory continuing education helps the membership stay current with the latest in technology, materials and professional skills.

The International Association of Certified Home Inspectors – InterNACHI® – is the world’s largest trade organization of residential and commercial property inspectors. InterNACHI® provides sound, up-to-date, high-quality, and demonstrably effective online courses, Continuing Education, and a certificate program to InterNACHI® members. InterNACHI® members follow a Home Inspection Standards of Practice and abide by a Code of Ethics. InterNACHI® maintains an Inspection Forum, supports local Chapters, and lists Inspector Mentors to encourage the open exchange of information between its members.

Every homeowner around the world should be educated on how their homes work, how to maintain them, and how to save energy by getting their homes inspected every year by an InterNACHI-certified home inspector. InterNACHI® is good for the world.

The National Association of Realtors (NAR & REALTORS®) encourages homebuyers entering into a contract for the building of their new dream house —whether it is custom or tract built — to retain the services of a professional home inspector during the construction of their new home. Homebuyers building their new dream house have many important decisions and considerations. They need to know that someone is looking out for them with independent, unbiased professional eyes.

A new home construction inspection (or “in-progress” inspection) is an independent, third party inspection to ensure that the work completed is in compliance with plans, specifications, and the construction schedule. Once a home is built, many conditions that could have been observed during construction are now covered and are no longer visible for inspection. Often a poorly installed/constructed condition that could have been visually reviewed during a construction progress inspection becomes covered or concealed later in the building process cause a potential financial burden for the property owner for future corrective action. For these reasons, it is important that a home be inspected during construction by the buyer’s representative whenever possible so that any reportable defects can be corrected before completion and transfer of title.

It is not good business to forego a home inspection on a newly constructed house, regardless of how conscientious and reputable your home builder.

No home, regardless of how well it is constructed, is totally free of defects. The construction of a house involves thousands of details, performed at the hands of scores of individuals. No general contractor can possibly oversee every one of these elements, and the very nature of human fallibility dictates that some mistakes and oversights will occur, even when the most talented and best-intentioned tradespeople are involved. It is also an unfortunate aspect of modern times that some builders/developers do not stand behind their workmanship and may not return to fix or replace defective components installed after the sale is complete.

Often the builder/developer will state the home has been built to “code” and that it was inspected at different stages and signed off by the local jurisdiction. However, building codes are frequently “minimum in nature” — that is, the primary intent of building regulations (codes) is to provide reasonable controls for the construction, use and occupancy of buildings. The builder is responsible to meet minimal standards at best — you may want higher standards applied to your dream house. Also, it is an unfortunate fact of the hectic pace of construction, that local building department inspectors are often overbooked with inspections, which results in their spending a minimal amount of time at the construction job site and important details may be overlooked. Finally, jurisdictional inspectors are not concerned with workmanship as long as all the systems and components in a new home meet minimum code requirements.

A professional in-progress inspection is a great value to a new construction homebuyer because the home inspector will spendwhatever time it takes to evaluate every readily accessible parts of the home they can safely reach and then prepare an inspection report containing their findings. This, in turn, will provide a “fix-it” list that can be brought to the attention of the builder/developer. Additionally the homebuyer has peace of mind in knowing they took the extra step in protecting their investment by helping ensure they are made aware of any overlooked defects.

A new construction progress inspection by a qualified professional allows the inspector to become the “eyes of the homebuyer” through a series of inspections that occur during different stages of the construction of their new home. Typically, these inspections are performed at the following stages:

  1. Foundation form work before concrete placement
  2. After installation of support posts, beams and floor joists
  3. After installation of all rough framing, rough electrical wiring, heating/cooling duct work and the building’s sanitary pipe drainage and potable water supply systems
  4. Exterior siding(s) including roof coverings
  5. Final “walk-through” inspection checking all visually accessible systems and components such as: heating/cooling, electrical and plumbing systems including safety items such as; smoke detectors, stairs, handrails and guard railings, compliance with emergency-egress requirements, and proper installation of safety/tempered glazing within hazardous areas.

It is important to let your builder know up front that you intend to have the work inspected by an independent third party construction expert. This will help set a tone with the builder and let them know that you expect things to be done properly. Ideally, you will want to start communication with your inspector as soon as you sign a contract with your builder. It is recommended that have a professional inspection of the foundation prior to the pour. A follow up inspection should be conducted after the foundation has set up.

Frequently Asked Questions by Home Sellers

Home sellers are being urged to utilize home inspections prior to listing their homes. Professional inspections can discover unknown conditions allowing sellers an opportunity to perform desired repairs before placing the property on the market. A professional “listing inspection” is just good business, it may facilitate a smoother transaction by putting potential buyers at ease, reducing negotiating points, and bypassing annoying delays.

Real Estate laws in most states assert that it is the duty of a seller to disclose relevant facts concerning the property for sale in the contract between the buyer and the seller. This basically means a seller of a property has a legal obligation to disclose all of the conditions of the property know to them to perspective buyers. While the listing inspection report cannot be used as a substitute for that disclosure, it does allow the seller to provide prospective buyers with additional information, based on an unbiased, third party, professional inspection.

A listing inspection report is not intended to be a “do” or repair list for the home. Sellers are not obligated to repair conditions noted in the report, nor are they required to produce a flawless house. With a pre-listing home inspection, potential repair items already known by both parties are subject to any negotiations. A home seller can make repairs as a matter of choice, not obligation; to foster good will or to facilitate the sale. Sellers maintain the legal right to refuse repair demands, except where requirements are set forth by state law, local ordinance, or the real estate purchase contract

An inspection consists of a non-invasive physical examination of a home’s systems, structures and components intended to identify material defects that exist at the time of inspection. The heating and cooling equipment is activated along with operating plumbing fixtures, testing accessible electrical outlets and fixtures, and operating a representative sampling of doors and windows. Visual inspection of the roof, walls and drainage adjacent to the home are included. Because of the wide range of construction practices and the “normal” wear and tear placed on the components of home, a professional home inspection can help provide a wealth of information to a home seller anxious to convey the condition of their home to perspective buyers.

As a seller, if you have owned your property for a period of time, an inspection can help identify potential problems and recommend preventive measures, which might avoid future expensive repairs. There is no such thing as a home that is too new or too well built to benefit from a professional inspection. Anyone advising against an inspection is doing a disservice to the homebuyer. Many problems frequently encountered after the buyer moves in, are a routine discovery for a qualified home inspection.

Inspection reports often identify the same neglected maintenance items. Performing some basic maintenance can help keep your home in better condition, thus reduce the chance of those conditions showing up on the inspection report. To present a better maintained home to perspective buyers follow these tips. Most of these items can be accomplished with little or no cost, while the benefits of selling a well maintained home can be worth the effort.

  • Clean both rain gutters and any roof debris and trim back excessive foliage from the exterior siding.
  • Divert all water away from the house (for example, rain-gutter downspouts, sump pump discharge locations, and clean out garage and basement interiors.
  • Clean or replace all furnace filters.
  • Remove grade or mulch from contact with siding (preferable 6-8 inches of clearance).
  • Paint all weathered exterior wood and caulk around trim, chimneys, windows, doors, and all exterior wall penetrations.
  • Make sure all windows and doors are in proper operating condition; replace cracked windowpanes.
  • Replace burned out light bulbs.
  • Make sure all of the plumbing fixtures are in spotless condition (toilets, tubs, showers, sinks) and in proper working order (repair leaks).
  • Provide clear access to both attic and foundation crawl spaces, heating/cooling systems, water heater/s, electrical main and distribution panels and remove the car/s from the garage.
  • And finally, if the house is vacant make sure that all utilities are turned on. Should the water, gas or electric be off at the time of inspection the inspector will not turn them on. Therefore, the inspection process will be incomplete, which may possibly affect the time frame in removing sales contract contingencies.